Spin Your Electric Meter Backwards

Would you like to reduce your mortgage payment and
"zero out" your electric bill?

Return on Investment

A large portion of the cost of a residential system is offset by state rebates
and federal tax credits. In addition, installing a solar electric system
increases the value of your home up to 8%.

1. Incentives from the lender for Solar panel instalation

2. Increase in home value up to 8%

3. California Emerging Renewables Program rebate up to $8,000.00

4. Reduce your electricity bill, possibly to "0"!

5. California Pride

How It Works
The solar rebate system in California comes under a program known as the Emerging
Renewables Program. Through this program, utility companies in California provide
rebate programs for solar, fuel cell and wind power systems used on residences.

How Energy from the Sun Can Improve Your Cash Flow.

Under California law, all utility companies in the state must provide rebates to
homeowners that purchase, install and use solar panel systems. Put another way,
you get the rebate regardless of whether San Diego Gas and Electric, Pacific
Gas and Electric Company, Southern California Edison or Bear Valley Electric
Service is your provider.

Ask your Loan Officer about how you can lower your power bill with our

Solar-Powered Mortgage...800-931-0011

Power Without Maintenance

Solar cells perform the conversion without moving parts, noise, pollution,
radiation or maintenance. The special properties of semiconductor materials
make this conversion possible.

Who is eligible for incentives?
All electric and gas customers of PG&E, SCE, SDG&E, and Southern California Gas Company are eligible to apply for incentives.


Effective January 1, 2006, the program paid $2.80 per watt for photovoltaics, as
of March 21, 2006, that was reduced to $2.50. Incentives will be reduced by an
average of approximately 10 percent annually, declining to zero in 2017.

By January 2007, the PUC intends to explore ways to develop a pay-for-performance incentive structure to reward high-performing solar projects.